In today’s fast‑moving tax world juggling personal filings can be stressful and time consuming.
With our experienced advisors on your side, you will tick off your compliance requirements but also benefit from savvy, forward‑thinking advice to shape your finances for the road ahead.
Our first step is always putting ourselves in your shoes and understanding the entirety of your tax situation: whether you’re an individual, a multi‑generation household or a family business owner, we will guide you with the same care and expertise. Whether it’s a one‑off review or an ongoing partnership, we’ll tailor a package that fits you.
What are the benefits of our personal tax services
Engaging specialist support delivers far more than compliant filings. We take a holistic approach to your tax situation and ensure that you get:
- Peace of mind — no more deadline stress or penalty worries, with an experienced team managing your deadlines and submissions
- Optimised reliefs & allowances — we can make sure you take full advantage of any applicable exemption and only pay what you owe
- Improved cash flow — strategic timing of drawings, dividends and pension contributions to keep working capital healthy
- Estate & succession planning — advising on lifetime gifting and trusts to pass on your estate as tax‑efficiently as possible
- Stress‑free HMRC liaison — we can provide full representation in the event of an enquiry or investigation, sheltering you from pressure and negotiating the best outcome
Do I need personal tax services?
Anyone who wants to let go of the burden of doing their own taxes will benefit from personal tax services, with the main advantage being that our team of expert advisors can help optimise and look after your HMRC obligations. You don’t have to be high‑net‑worth to benefit.
Self employed professionals, executives, owners, and founders of growing businesses often engage us when:
- It’s your first self‑assessment alongside running the company
- You want to manage gains from the sale of shares or the vesting of options
- You hold shares, IP or property within your business structure
- You want to put in place shareholder agreements or trusts for succession
- You usually complete your own tax returns, but your situation is becoming more complex.
How we work
Our team has experts covering a wide spectrum of personal tax specialties, and they will work together and with you to meet your needs. All of our personal tax services are somewhat bespoke, but the packages below are a good starting point to begin your journey of tax peace of mind.
Personal Tax Compliance
Our Personal Tax Compliance service is designed to take the stress out of self‑assessment, whether you’re filing for the first time or have complex affairs such as property income, investments, capital gains or inheritance‑tax considerations.
Our experienced tax team will:
- Handle every aspect of your return: gathering information, preparing and submitting filings, performing calculations and ensuring the correct tax codes are used
- Manage deadlines and penalties, so you never miss a submission or incur late‑filing fines
- Identify reliefs and allowances you’re entitled to, from pension contributions to gift‑aid repayments
- Liaise directly with HMRC on any queries or correspondence.
Personal Tax Planning
Our Personal Tax Planning service helps you build and maintain a bespoke strategy that’s perfectly aligned with your goals and ambitions. We work closely with you to:
- Personalise your plan by getting to know your unique circumstances and long‑term objectives
- Explain every option clearly so you can make informed decisions
- Revisit and update your strategy regularly to reflect rule and rate changes
We can tailor planning across all key areas, including:
- Reliefs & allowances (for example, Entrepreneurs’ Relief and R&D credits)
- Tax‑efficient profit extraction
- Capital gains tax planning
- Trusts & estates
- Investment and property tax planning
- Inheritance tax planning
- Pension tax planning
With our forward‑looking approach, you’ll stay ahead of legislative shifts, utilise the available reliefs, and have confidence that your plan remains effective year after year.
Inheritance Tax Planning & Trusts
Our Inheritance Tax Planning & Trusts service helps you protect more of your estate by using tailored structures to minimise or eliminate your Inheritance Tax (IHT).
We are experienced in all aspects of IHT planning, including lifetime gifting, the use of reliefs, will updates, and probate support to ensure your assets pass to beneficiaries as intended
- Personalised planning: We begin by understanding your unique family and financial circumstances to build a multi‑year plan that leverages available IHT exemptions and reliefs
- Trusts expertise: Whether as part of an IHT plan or a standalone service, we will assess whether a Trust is right for you and handle everything from Trust establishment and registration, through to acting as Trustee, to preparing Trust accounts and beneficiary tax returns
- Ongoing support and accessibility: We will facilitate seamless liaison with solicitors who can guide you through probate.
By building a long-term partnership with your entire family, we ensure a robust implementation of IHT and Trust structures that align with your long‑term goals.
Tax Investigation Support
Our Tax Investigation Support service ensures you are not left alone if HMRC comes knocking. We defend your position, manage the pressure, and work tirelessly to secure the best possible outcome—including minimising any penalties and settlements—drawing on our experience both within HMRC and in private practice.
We’ll guide you through every stage of an enquiry, offering tailored support such as:
- Reviewing your overall tax position and identifying areas of risk
- Preparing full disclosure reports and all required documentation for HMRC
- Handling all HMRC correspondence, conflicts and negotiations on your behalf
- Representing you at appeal hearings and negotiating penalties to limit financial impact
- Collaborating with other professionals (for example, solicitors) to present a unified defence
- Assisting individuals, partnerships, corporate entities and trusts through the process
For added peace of mind, we offer an optional annual Tax Investigation Service cover—protecting you for up to £100,000 of representation costs should you face an unexpected enquiry, dispute or investigation
Get in touch with us
020 3422 9800
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FAQs
01. What is personal tax compliance and why is it important?
Personal tax compliance involves submitting accurate self-assessment tax returns, meeting HMRC deadlines, applying the correct tax codes, and claiming relevant reliefs and allowances. Staying compliant avoids penalties and ensures your tax position is properly managed year after year.
02. Who typically needs to file a self-assessment tax return?
Self-employed professionals, landlords, company directors, shareholders, or those with investment income all need to complete self-assessment. This can also apply if you’ve received dividends, capital gains, or income from overseas.
03. What kind of tax planning can individuals do?
Tax planning includes structuring income and assets to reduce overall tax liability—using allowances, reliefs, and exemptions wisely. Common strategies involve tax-efficient profit extraction, pension contributions, capital gains planning, use of trusts, and inheritance tax mitigation.
04. When should someone consider inheritance tax or estate planning?
Estate and inheritance tax planning is especially important when you want to pass wealth on to future generations efficiently. It can involve lifetime gifting, setting up trusts, reviewing wills, and ensuring your estate is structured to minimise the impact of inheritance tax.
05. What are trusts and how do they help with personal tax?
Trusts are legal structures that hold and manage assets on behalf of beneficiaries. They can be used to protect family wealth, reduce inheritance tax, and control how and when assets are distributed. Properly structured trusts can also simplify estate administration.
06. What happens if HMRC opens an enquiry into my tax return?
If HMRC initiates a compliance check or investigation, you may be asked to provide documents or explanations about your tax affairs. You’ll need to respond promptly and accurately. With support, you can prepare disclosures, manage correspondence, and negotiate outcomes while aiming to reduce penalties.
07. What are some signs that personal tax advice might be needed?
If your financial situation is changing—due to share sales, property income, setting up a trust, or new business arrangements—it may be time to seek tailored tax advice. Even those not classified as high-net-worth individuals can benefit from personalised planning and compliance support.
08. Can personal tax planning help with cash flow?
Yes. Strategic tax planning can improve cash flow by managing the timing and structure of drawings, dividends, and pension contributions. It also helps ensure you’re not overpaying tax and can avoid surprises at the end of the financial year.
09. What are the risks of handling personal tax without professional support?
Without expert guidance, it’s easy to miss deadlines, misinterpret tax codes, or overlook reliefs you’re entitled to. Errors can lead to penalties, overpayment, or even trigger an investigation. Professional input brings peace of mind and ensures your tax position is optimised and compliant.
